Waiting for the the bank to accept your offer on a new home is ridiculous, remember the good old days when you went back and forth with a real home owner? Remember when you heard back from the bank within hours? Well long gone are the days of concessions. Fast closes to foreclosures. Equity to eviction. Who would have guessed. But I digress. Our newest home purchase (pending approval of course) leaves me feeling a little like a piranha stripping the meat off the bone of the poor home owner that got sucked in to this a.r.m. river. Of course you make excuses to make your cynical consumerism feel less       carnivor-esque, I after all didn't give them a home they couldn't afford with a mortgage rate that no-one could afford. I didn't knowingly (or unknowingly) sign a contract I couldn't keep. I didn't raise rates, fire people, send notices, lose jobs, stop spending, increase unemployment. No that was lion banks and tiger corporations, stalking waiting hunting. I had no part of that.  I am simply the vulcher picking off what the banks and creditors left behind. Which leaves me to ponder on who ultimately is to blame, who ultimately is driving the machine, and who ultimately is taking care of their neighbor as they would take care of themselves. Who is king of the jungle now?