Any adult US resident can create a listing for a loan on Prosper. After passing identity and fraud checks, borrowers can request unsecured loans from $1,000 to $25,000 at rates they select. More on borrowing » Any adult US...
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Any adult US resident can create a listing for a loan on Prosper. After passing identity and fraud checks, borrowers can request unsecured loans from $1,000 to $25,000 at rates they select. More on borrowing » Any adult US resident can lend money to others on Prosper. After passing Prosper's identity and fraud checks, lenders offer money to borrowers at rates they select. More on lending » Your network will receive fair interest rates when you invite them to borrow in your Prosper group. Group leaders earn money as borrowers repay their loans. More on groups » Ensuring that your data is private and secure is our highest priority. Our rigid privacy policy protects your personal information, and our secure servers make sure it's protected from theft. More on security » All of our fees are very straightforward. We charge borrowers a 1% loan origination fee, and lenders are charged a 0.5% annual servicing fee. More on fees » Review our extensive FAQs and help pages, or watch a tutorial.
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